THE UNIVERSAL SETTLEMENT LAYER · IN DEVELOPMENT

The user authorizes.
The system settles.

Built to destroy 10 years of Web3 & crypto friction.

No seed phrases. No gas token headaches. Zero card numbers printed on physical cards. One ACCESS Card carries your sovereign passport, physical RFID venue entry, and multi-rail payment settlement (Sats, USDC, Base, Fiat) into a single physical tap.

Zero Physical Card #s
NFC + RFID Dual Chip
Gasless Base & Sats

ACCESS Identity Anchored · Virtual Card Numbers Only · Dual-Frequency NFC & RFID

ACCESS·CARDNFC + RFID DUAL CHIP
PASSPORT · IDENTITY · PAY
SOVEREIGN PHYSICAL CREDENTIAL
MONEY ORCHESTRATION · BUILT WITH PRIVY · IN DEVELOPMENT

Built for Speed. Engineered for Sovereignty.

JDPay is being built on Privy’s wallet infrastructure (embedded wallets, deposits, swaps, bank off-ramps). The planned capabilities below are in development and not yet available.

1. IDENTITY & WALLET ENGINE
✓ BUILT WITH PRIVY → NATIVE ACCESS
JDPAY + PRIVY ORCHESTRATION
ACCESS Passport + Privy Embedded Wallet (Zero Seed Phrase)
LEGACY FRICTION
Manual Metamask / Exchange Signups / Complex Seed Phrases
2. MONEY ORCHESTRATION IN
✓ PRIVY POWERED API
JDPAY + PRIVY ORCHESTRATION
Universal Deposit Addresses + Virtual Bank Accounts
LEGACY FRICTION
Manual Centralized Exchange Deposits & Transfer Delays
3. MONEY ORCHESTRATION ACROSS
✓ AUTOMATED ROUTING
JDPAY + PRIVY ORCHESTRATION
Gasless Cross-Chain Swaps & Instant DEX Routing
LEGACY FRICTION
Manual Gas Token Juggling & Complex Chain Bridges
4. MONEY ORCHESTRATION OUT
✓ IN DEVELOPMENT
JDPAY + PRIVY ORCHESTRATION
Automated USDC → Next-Day USD Bank Off-Ramp Payouts
LEGACY FRICTION
Slow Manual Wire Transfers & High Off-Ramp Fees
5. SOVEREIGN HARDWARE CHIP
✓ IN DEVELOPMENT
JDPAY + PRIVY ORCHESTRATION
JDPay Sovereign Dual NFC+RFID Chip
LEGACY FRICTION
Legacy Credit Card Swipe
PROPRIETARY CHIP · IN DEVELOPMENT

The JDPay Sovereign Micro-Chip.

A physical tap that connects to the ACCESS wallet, with no card numbers printed on the card. The JDPay Sovereign Micro-Chip is in development and is not yet available or accepted at merchant terminals.

PROPRIETARY CHIP CONCEPT

JDPay Sovereign Chip (In Development)

A proprietary NFC/RFID chip designed to connect a tap directly to the ACCESS wallet. In development; not yet available and not yet accepted at merchant terminals.

Open Contactless Standards (ISO 14443)
Designed for Wallet-Linked Taps
No Printed Card Numbers or CVVs
Hardware Cryptographic Secp256k1
JDP CHIP
IN DEVELOPMENT
SOVEREIGN·CHIPZERO PRINTED CARD NUMBERS
Standard
NFC/RFID
Status
CONCEPT
ZERO HARDWARE LOCK-IN · INTERACTIVE WEB POS DEMO

Turn Any Phone or iPad into a Terminal.

Merchants don't need expensive 20-year-old credit card terminals. Open pay.getaccess.world/pos on any browser to accept physical NFC/RFID card taps, QR codes, and multi-rail payments instantly.

JDPay Web POS Terminal v1.0
REGISTER #01
$
ZERO HARDWARE EXPENSE

Works on Any Smartphone or Tablet

Store owners don't buy expensive terminal hardware. Any web browser on an iPhone, Android, or iPad becomes a full POS terminal with zero installation.

AUTOMATED SETTLEMENT PREFERENCE

Merchant Picks Their Payout Asset

Merchants can choose USD bank deposits, USDC stablecoins, Bitcoin Sats, or JDP tokens. Settlement executes automatically behind the scenes.

PRIVACY & SECURITY

Virtual-Only Card Numbers

Customer card numbers exist virtually inside the ACCESS app for web checkouts. Physical taps use hardware cryptographic signatures — eliminating skimming entirely.

UNIVERSAL SETTLEMENT & SWAP ENGINE

Instant Chain-Plural Settlement.

The user authorizes — the system settles. Swap or pay in Sats, USDC, JDP, or Fiat instantly without managing gas tokens, seed phrases, or exchange order books.

JDPay Instant Settlement Protocol0% SPREAD ABSTRACTION
YOU AUTHORIZE (PAY)BALANCE: 0.042 BTC
MERCHANT SETTLES IN (RECEIVE)EST. INSTANT SETTLEMENT
$500
₿

Bitcoin (Lightning / Sovereign)

Sats

Sovereign value rail. JDPay settles directly over native Bitcoin with zero wrapped-token lock-in.

💵

USDC

USDC

USD stablecoin rail planned for merchant settlement.

♠

JDP (Participation Asset)

JDP

Ecosystem participation token on Base EVM — rewarding contribution and real utility.

💳

Fiat Bridge (USD / EUR)

USD

Legacy banking bridge for seamless fiat onboarding and merchant bank payouts.

THE FRICTION KILLER

Why JDPay Exists: Ending 10 Years of Web3 Friction.

⚡

Built to Destroy 10 Years of Crypto Friction

Crypto created massive friction — seed phrases, extensions, gas token confusion, multi-step swaps. JDPay eliminates every barrier so value moves effortlessly.

🔒

Virtual-Only Card Numbers

Zero numbers printed on physical cards. Numbers exist ONLY in your digital ACCESS wallet app when buying online — eliminating physical skimming forever.

🔑

Zero Seed Phrases or Extensions

Sign in with Email, Apple, or Google. Privy embedded self-custody creates your wallet instantly without copying 12 words.

🛡️

Gasless Paymaster Settlement

Base ERC-4337 Account Abstraction sponsors network gas fees. Users never need ETH just to make a payment or send funds.

DEVELOPER & MERCHANT INFRASTRUCTURE

Infrastructure-Grade Authority.

Integrate universal money movement and physical chip settlement into any website, app, or physical POS terminal.

JDPay SDK Terminal
import { PrivyProvider, usePrivy } from '@privy-io/react-auth';
import { JDPayOrchestrator } from '@jdpay/sdk';

// 1. Frictionless Embedded Wallet Creation via Email/Google
const { login, user } = usePrivy();

// 2. Privy Money Orchestration: Deposit → Swap → Bank Off-Ramp
const orchestration = await JDPayOrchestrator.fundAndSettle({
  userWallet: user.wallet.address,
  depositAsset: 'USD_VIRTUAL_ACCOUNT', // Direct bank deposit or card
  settlementRail: 'USDC',               // Auto-convert to merchant's preferred asset
  amountUsd: 150.00
});

console.log('Orchestration Complete:', orchestration.status);
Privy Embedded Wallets
Money Movement Orchestration
SDK In Development
Illustrative Examples
MERCHANT & DEVELOPER CONSOLE PREVIEW

Self-Serve Control for Store Owners.

Configure payout rules, manage POS registers, generate SDK API keys, and monitor real-time transaction finality in one dashboard.

JDPay Merchant Console
pay.getaccess.world/console
TOTAL VOLUME (30D)
$48,250.00
↑ +18.4% vs last mo
NEXT BANK PAYOUT
$12,410.50
Arriving tomorrow 9:00 AM
ACTIVE POS REGISTERS
4 Devices
100% Uptime
AVG SETTLEMENT TIME
0.8 Seconds
Sample data
Recent Multi-Rail Settlements
Sale #8841 · NFC Card Tap
$49.50 (USDC Payout)
Sale #8840 · Bitcoin Lightning
12,400 Sats
Sale #8839 · Web Checkout
$125.00 (USD Bank Deposit)

WHAT IT DOES

One rail. Three ways creativity moves.

⌁

Pay

Send JDP on Base in one tap. No seed phrase, no gas juggling — the friction is gone, so creativity can move.

◈

Hold

Your JDP is your place in the ecosystem. Holding is worth it because the creative tools make spending in-ecosystem worth it.

✦

Participate

Spend JDP on artifacts, collectibles, passes and real-world outcomes — every exchange creates more creation.

THE CONNECTED STACK

One Ecosystem. Every Layer Unified.

From sovereign identity to physical card taps and instant settlement, every layer is modular and identity-anchored.

⬡IDENTITY

ACCESS

Identity, registry, ownership & privacy — records who you are without surveillance.

◎WALLET

ACCESS Wallet

One universal self-custodial wallet across every physical and digital surface.

⌁SETTLEMENT

JDPay Core Engine

The universal settlement layer — abstracting payment rails (Sats, USDC, JDP, Fiat).

🎴HARDWARE

NFC Tap & POS

TAPSIGNER, SATSCARD & Arx HaLo cards — physical tap authorization at any merchant.

⚡RAILS

Chain Plural Plugs

Sovereign Bitcoin Lightning, Base EVM, and USDC stablecoin rails (in development).

♠CURRENCY

JDP Asset

The ecosystem participation asset — rewarding creation, utility, and real exchange.